Which card should you tap?
Pointwise tells you which of your credit cards earns the most points for every purchase — groceries, flights, dining, fuel, and more.
How it works
1
Select which cards you hold
No card numbers needed. Just pick which rewards cards you carry — Westpac, ANZ, Amex, NAB, CBA and more — earn rates are pre-configured.
2
Enter a spend
Tell the optimizer what you're buying and how much — groceries, fuel, travel, anything.
3
Tap the right card
See exactly which card wins, by how many points, and why — so you never leave rewards behind.
Most Australians with multiple rewards cards guess which one to use. Pointwise does the maths — accounting for tiered earn rates, category bonuses, international spend multipliers, and how much you've already spent this statement cycle. Free, no ads, no affiliate links.
No credit card required. Takes 30 seconds.